Commercial Property Financing

Acquire Office, Retail, and Mixed-Use Assets in the UAE

Purchasing commercial real estate in the UAE — whether an office suite in DIFC, a retail unit in a community mall, or a mixed-use building in Business Bay — demands financing expertise that goes beyond standard mortgage advisory. Lenders assess commercial assets on net operating income, lease profiles, and location-specific risk criteria that vary considerably from residential underwriting.

Findirect positions your commercial property purchase professionally to relevant lenders, securing financing terms that reflect the asset quality and your financial standing — not the first offer a single bank provides.

Asset Types We Finance

• Office spaces — DIFC, Downtown Dubai, Business Bay, Jumeirah Lake Towers
• Retail units — community retail, mall anchor units, strip retail
• Mixed-use buildings — ground-floor retail with residential or commercial above
• Business premises — SME owner-occupier purchases

Structure

• LTV typically up to 65-70% for commercial assets (lender dependent)
• Tenor up to 15-20 years depending on asset type and lender
• Fixed and variable rate options
• Islamic commercial finance available — Ijara and Murabaha structures