Mortgage Pre-Approval Advisory

Confirm Your Budget Before You Enter the Market

Searching for property in Dubai without a pre-approved mortgage is one of the most common mistakes buyers make. When you find your ideal property, you will be competing with buyers who already know their maximum budget, their likely rate, and which banks will approve their application. Without pre-approval, you are negotiating blind.

Findirect's pre-approval advisory service confirms your mortgage eligibility, maximum loan amount, and expected rate range — before you view a single property. We submit applications to multiple lenders simultaneously and present you with valid pre-approval letters so that your offer carries real weight with sellers and developers.

What the Process Covers

• Income assessment — salaried, self-employed, rental income, overseas income
• DBR calculation — confirming your borrowing capacity under CBUAE guidelines
• Credit bureau check advisory — Al Etihad Credit Bureau (AECB) score review
• Lender matching — identifying banks most likely to approve your profile
• Multi-bank pre-approval submission — simultaneous applications
• Pre-approval letter issuance — valid for 60-90 days depending on lender