Home Loans — UAE Residents

Conventional Mortgage Solutions Tailored to Your Profile

For UAE residents — whether salaried professionals or self-employed business owners — securing a competitive home loan requires navigating a complex market of rates, terms, and lender eligibility criteria. Findirect acts as your independent advisor, comparing products across 25+ UAE banks to identify the mortgage that best fits your income, nationality, and property type.

UAE nationals can access up to 85% Loan-to-Value (LTV) on primary residential property, while expatriate residents qualify for up to 80% LTV. Both fixed-rate and variable-rate options are available across short and long tenors, subject to CBUAE Debt Burden Ratio (DBR) guidelines.