Mortgage Consultancy

At Findirect Financial Consultants, we provide independent, end-to-end mortgage consultancy for residential and commercial real estate across the UAE. Whether you are a UAE national, an expatriate resident, a non-resident investor, or an NRI looking to purchase property in Dubai, our advisors navigate every stage of the mortgage process on your behalf — from eligibility assessment and bank selection to final approval and drawdown.

We are not tied to any single bank or lender. Our independence means we compare products across the UAE's full mortgage market — conventional and Islamic — to secure the structure that best fits your financial profile and investment goals.

What We Cover

• Residential home loans for UAE residents and non-residents
• Off-plan property financing for under-construction developments
• Islamic / Sharia-compliant mortgages — Murabaha, Diminishing Musharaka, and Ijara
• Buy-to-let and investment property financing
• Mortgage refinancing and rate optimisation
• Commercial property, warehouse, and hospitality finance
• Equity release and top-up loans on existing properties
• Mortgage pre-approval, DBR assessment, and affordability advisory

Why Clients Choose Findirect

• Access to 25+ UAE banks and mortgage lenders — conventional and Islamic
• Up to 80% LTV for expatriate residents; up to 85% for UAE nationals (CBUAE guidelines)
• NRI-specific mortgage advisory with cross-border documentation support
• Dedicated advisor from first enquiry to property handover
• Off-plan expertise — we work directly with major Dubai developers
• Sharia-compliant financing options across all product categories