Equity Release & Top-Up Loans

Equity Release & Top-Up Loans — Put Your Property Value to Work

If your UAE property has appreciated since purchase, you may be sitting on significant unlocked equity. An equity release or top-up loan allows you to access that capital — for reinvestment, business expansion, education, or other financial goals — without selling the property.

Findirect assesses your current mortgage balance, current market value, and lender appetite to structure an equity release that maximises the capital available while keeping your debt burden within CBUAE DBR limits.

What We Arrange

• Top-up loans on existing residential mortgages — subject to LTV headroom
• Equity release against fully paid or partially paid properties
• Cross-collateralisation advisory for multi-property portfolios
• Islamic equity release structures — Musharaka-based co-ownership top-ups
• End-use planning — investment reinvestment, education, business capital